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Alabama Workers' Compensation Insurance

Learn everything you need to know about worker's compensation insurance in Alabama.

Need coverage now? Low rates & same-day quotes available. Select your industry to get started.

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Lightning Fast Quotes

We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a work comp quote.

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Easy Process

Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.

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Affordable Rates

As an independent agency, we can shop around our network of carriers, and deliver the best quote to you.

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Top Insurance Carriers

Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.

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Trusted by Thousands

Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.

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Made for You

It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.

Alabama Workers' Compensation Requirements

You are required to carry workers' compensation insurance in Alabama if you have five or more employees, full-time or part-time, working in Alabama, including officers of a corporation or members of an LLC. 
 
Other Factors That Impact Coverage
  • Sole proprietor or partner: In Alabama, you are excluded but have the option to include yourself.
  • Corporate officer or member of an LLC: Alabama includes you, but you have the option to exclude yourself.

Alabama Resources

How to Buy Workers' Compensation in Alabama

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1. Request Coverage

We've made it easy. Answer a few simple questions about your business, employees and payroll. 

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2. Review Your Quote 

Receive an online quote from one of our top-rated carriers. all rated A or higher by A.M. Best.

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3. Purchase Your Policy

Some policies can be purchased online that same day — for near-instant coverage. 

Alabama has a private market, meaning that you can purchase workers’ compensation insurance from any private insurance carrier or agency that is licensed to write in that state. WorkCompOne can write workers’ compensation policies in any U.S. state except those that practice state-run workers’ compensation (Ohio, Washington, North Dakota and Wyoming). Get started on a policy with WorkCompOne >>

If you’re still having trouble, you can contact Alabama's assigned risk pool, which will help you find coverage.

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Save Up to 20% on Your Work Comp Policy!

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Related Resources

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