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Terms of Use

Custom Commercial Insurance Solutions, LLC, d.b.a. "WorkCompOne"

TERMS AND CONDITIONS FOR USE OF THIS WEBSITE

LAST UPDATED June 23, 2022

I. ACCEPTANCE OF OUR TERMS OF USE

These terms of use are entered into by and between You and Custom Commercial Insurance Solutions, LLC, d.b.a WorkCompOne.com ("Company", "we", or "us"). The following terms and conditions, together with any documents expressly incorporate herein by reference (collectively, "Terms of Use"), govern your access to and use of WorkCompOne.com, including any content, functionality, and services offered on or through WorkCompOne.com ("Website").

Please read the Terms of Use carefully before you start to use the Website. Your use of this Website is expressly conditioned on your acceptance of and agreement to be bound by these Terms of Use and our Privacy Policy, incorporated herein by reference. By using this Website, you agree that you are legally able to enter into a binding contract and not be prohibited from using the Services (defined below) by the laws of the jurisdiction from which you access the Services. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR OUR PRIVACY POLICY, YOU MUST NOT ACCESS OR USE THIS WEBSITE.

CHILDREN UNDER THE AGE OF 18

Our Website is not intended for children under the age of 18. If you are under the age of 18, please do not use or provide any information about yourself on this Website. If we learn we have collected or received personal information from a child under 18 years of age without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under the age of 18, please contact us at privacy@workcompone.com.

NON-U.S. RESIDENTS

Please note that this Website and the Services offered through it, are offered strictly in the United States. By using this Website and/or providing information to WorkCompOne.com, you hereby affirmatively consent to the transfer and use of your information in the United States.

II. CHANGES TO THE TERMS OF USE

Custom Commercial Insurance Solutions, LLC and its affiliated companies ("CCIS") reserve the right to modify these Terms of Use at any time. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Continued use of this Website by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly so that you are aware of any changes, as they are binding on you.

Please note that continued use of this Website following the posting of revised Terms of Use will constitute your acceptance of any changes.

III. INTRODUCTION

Welcome to www.WorkCompOne.com. Our services are designed to help you locate information, products, services, and suppliers that may be of interest to you. (“Services”) To use these Services, you must have the power and authority to execute, deliver, and perform this contract and agree that your use of the Services are in compliance with all federal, state, and local laws and any relevant third party contracts.

IV. ACCESSING THE WEBSITE

From time to time, we may restrict access to some parts of or even the entire Website. We will not be liable if, for any reason, all or any part of this Website is unavailable at any time or for any period.

You are responsible for:

  • Making all arrangements necessary for you to have access to this Website.
  • Ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them.

V. PROTECTING YOUR PRIVACY

To access this Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide in connection with this Website, including but not limited to the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

VI. YOUR USE OF THE SERVICES

You agree that you shall use the Services for your individual personal or company use only. You further agree that you will not reproduce, duplicate, copy, sell, trade or otherwise exploit the Content or Services on this Website for any commercial purpose. You also agree that you will only access the Service through the interface provided by this Website and that you will not use any other process to monitor or copy the Services.

VII. WEBSITE CONTENT

The Website and the content of any information, service or merchandise contained thereon (the “Content”) are provided on an "as is" basis. The Contents of this Website are provided for informational purposes only, and should not be construed as advice. While the information shared on this Website is believed to be accurate and reliable, we do not warrant the accuracy, completeness, or usefulness of this information. And, while we are not required to screen Content accessible through links on the Service, we reserve the right to do so and to remove any links at any time.

The owners/operators of this Website specifically disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You acknowledge and agree that we are not responsible for any third party content and that you must evaluate any such third party content and bear all risks associated with any use of the Content, including any reliance on the accuracy or completeness of the information. We disclaim all liability and responsibility arising from any reliance placed on such Content or other materials by you or any other visitor to this Website, or by anyone who may be informed of any of its Contents.

Because the terms of third-party offers referenced on this Website are subject to change without notice, visitors are encouraged to independently verify the terms of any such offers prior to participating in them. Because this Website is intended to provide general information only, you should discuss your specific needs with a qualified professional. The Website and the Content of any information, service or merchandise contained thereon (the “Content”) are provided on an "as is" basis.

This Website includes Content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials by third parties, including other users, and all articles and responses to questions and other Content, other than the Content provided by the Company, are solely the opinions and the responsibility of the person or entity providing the Content or other materials and do not necessarily reflect the opinion of the Company.

VIII. USER CONTENT

You understand and acknowledge that you are responsible for any user Content you submit or contribute to this Website (“User Content”), and you, not the Company, have full responsibility for such User Content, including its legality, reliability, accuracy, and appropriateness. You further represent and warrant that all of your User Content do and will comply with these Terms of Use. By posting or submitting User Content on or to the Service (regardless of the form or medium with respect to such User Content, whether text, videos, photographs, audio or otherwise), you grant us and our affiliates, agents and third party contractors a perpetual, irrevocable, worldwide, royalty free, and non-exclusive license to reproduce, adapt, modify, translate, display, publish, publicly perform, publicly display and distribute any content you submit, post or display through the Services. You shall be solely responsible for your own submissions and the consequences of posting or publishing them.

In connection with each of your submissions, you represent and warrant that you own or control all rights in and to the User Content and that you own or have the necessary licenses, rights, consents, and permissions to grant the above license to us. You agree that you will not: (i) submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant us all of the rights granted herein; or (ii) post advertisements or solicitations of business, unless you have received our prior express written consent.

The Company reserves the right to remove or not publish submissions without prior notice.

IX. CONTENT STANDARDS

These content standards apply to any and all use of our Interactive Service as well as User Content. All User Content must in their entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, User Content must not:

  • Contain any material that is unlawful, false or misleading, defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
  • Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
  • Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy.
  • Promote any illegal activity, or advocate, promote, or assist any unlawful act.
  • Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising.
  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

X. CHANGES TO THE WEBSITE

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We may update the Content on this Website from time to time, but its Content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

XI. LINKS, FRAMING, AND ARCHIVING

LINKS TO THIS WEBSITE

We appreciate your interest in linking your website ("Linking Site") to our Website. In order to avoid misunderstandings regarding the use of our names, trademarks, service marks, domain names and other proprietary information, please review the following guidelines:

  • Third parties are authorized to include active links on websites they control to direct a browser to this Website "home page" at http://www.WorkCompOne.com, LLC.com.
  • Third parties do not have any rights to include links from their Websites to any other page maintained on this Website, unless they receive prior written permission from us or unless the Linking Site is an internet search engine.
LINK AT YOUR OWN RISK

We make no representations or warranties regarding this Website, which is provided "AS IS." Linking Sites link to the Website at their own risk. We have no obligation to maintain the Website, provide or update Content or otherwise support your link to the Website.

NO FRAMING

Unless you receive prior written permission from us, you may not: (i) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) Content included on the Website; (ii) alter or modify Content, or (iii) "cut and paste" or otherwise reproduce Content on the Linking Website.

NO ARCHIVING

Your link must be to the current Website only. In permitting linking, we do not grant any rights to reproduce, modify, cache or archive the Content for any purpose.

LINKS FROM THIS WEBSITE

If this Website contains links to other websites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links.

We have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

XII. PROHIBITED USES

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in these Terms of Use.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail" and "spam", or any other similar solicitation.
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
  • Use any manual process, robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Use any device, software, or routine that interferes with the proper working of the Website or attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise attempt to interfere with the proper working of the Website.

XIII. MONITORING, ENFORCEMENT, AND BLOCKING OF SERVICES

We have the right to:

  • Remove or refuse to post any User Content for any or no reason in our sole discretion.
  • Take any action with respect to any User Content that we deem necessary or appropriate in our sole discretion, including if we believe that such User Content violates these Terms of Use or our Privacy Policy, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for the Company.
  • Disclose your identity or other information about you to law enforcement or any third party who claims that material posted by you violates their rights including, without limitation, their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to and cooperation with law enforcement authorities, for any illegal or unauthorized use of the Website.
  • Block or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.

Notwithstanding any of the above, we do not undertake to review all material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

XIV. INTELLECTUAL PROPERTY RIGHTS

This Website and its entire Contents, features, and functionality is owned and/or operated by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

We own and retain all intellectual property rights in this Website and the Services offered or provided through the Website. Except as expressly provided herein, you shall not: (i) use any portion of this Website or Content, on any other Website, in the source code of any other website, or in any other printed or electronic materials; (ii) modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute or otherwise use any portion of this Website or frame this Website within any other website, without our prior written permission; (iii) reverse engineer, reverse assemble, decompile or otherwise attempt to discover any source code of the Website and/or the Content.

Furthermore, you must not:

  • Modify copies of any Content or other materials from this Website.
  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of Content or other materials from this Website.
  • Access or use for any commercial purposes any part of the Website or any Services or Content available through the Website.

No right, title, or interest in or to the Website or any Content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws. If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the Content or other materials you have made.

XV. DISCLAIMER OF WARRANTIES

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or this Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

FURTHERMORE, YOUR USE OF THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

XVI. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT, BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

XVII. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, your User Content, any use of the Website's Content, Services, and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

XVIII. LIMITATION ON TIME TO FILE CLAIMS

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

XIX. TERMINATION OF SERVICES

You acknowledge and agree that we may terminate the Services and any of its features at any time or terminate your access to them without notice to you. You acknowledge and agree that we shall not be liable to you or any third party as a result of any such termination. Additionally, you may discontinue use of the Service at any time without notice to us.

XX. CHOICE OF LAW

All matters relating to this Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Ohio without giving effect to its conflict of laws principles. You and we hereby submit to the exclusive forum, jurisdiction and venue of the state courts located in Summit County, Ohio and/or the United States District Court for the Northern District of Ohio for any claim related to, arising from or in connection with these Terms of Service and/or your use of the Service.

XXI. WAIVER AND SEVERABILITY

No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

XXII. ENTIRE AGREEMENT

The Terms of Use, our Privacy Policy, and our Return Policy constitute the sole and entire agreement between you and WorkCompOne.com regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

XXIII. CANCELING YOUR INSURANCE POLICY

WorkCompOne.com does not sell workers compensation coverage to our users. To cancel your insurance policy, you will need to work directly with the insurance carrier who underwrote your policy.

XXIV. YOUR COMMENTS AND CONCERNS

This Website is operated by ccisagency.com, LLC .

All notices of privacy concerns should be sent to privacy@workcompone.com, in accordance with the terms of our Privacy Policy.

All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: info@workcompone.com