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Connecticut Workers' Compensation Insurance

Learn everything you need to know about worker's compensation insurance in Connecticut.

Need coverage now? Low rates & same-day quotes available. Select your industry to get started.

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Lightning Fast Quotes

We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a work comp quote.


Easy Process

Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.


Affordable Rates

As an independent agency, we can shop around our network of carriers, and deliver the best quote to you.


Top Insurance Carriers

Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.


Trusted by Thousands

Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.


Made for You

It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.

Connecticut Workers’ Compensation Requirements

Workers' compensation covers wage replacement and medical bills for employees injured on the job. State lawmakers have made recent strides to update the workers’ compensation system; most notably, providing PTSD coverage for first-responders, such as firefighters.

All employees working in Connecticut must be covered by a workers’ compensation policy. Requirements differ for non-employees:

  • Sole proprietors: Excluded from coverage but have the option to get coverage for themselves.
  • Partners: Included in coverage but have the option to exclude themselves. 
  • Corporate officers and members of an LLC: Included in coverage but have the option to exclude themselves.

Related resource: The Small Business Owner's Guide to Workers' Compensation Insurance

Connecticut Workers’ Compensation Insurance Rates

Connecticut workers’ comp rates decreased in 2019. The state insurance department approved a more than 16% drop in rates for workers’ compensation insurance.

This was the fifth consecutive year that rates have decreased, and is the result of a decline in the number of workplace injuries, work comp claims filed and average medical costs per claim.

Connecticut Work Comp Resources

How to Buy Workers’ Compensation in Connecticut


1. Request Coverage

We've made it easy. Answer a few simple questions about your business, employees and payroll. 


2. Review Your Quote 

Receive an online quote from one of our top-rated carriers. all rated A or higher by A.M. Best.


3. Purchase Your Policy

Some policies can be purchased online that same day — for near-instant coverage. 

Like most states, Connecticut has a private market. This allows businesses to purchase workers' compensation insurance from any insurance carrier or agency that is licensed to write in that state.

Connecticut's assigned risk pool, handled by NCCI, is also available to find coverage for high-risk businesses.


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Save Up to 20% on Your Work Comp Policy!

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Related Resources

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How Much Does Workers' Compensation Insurance Cost?

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Small Business Owner Guide to Workers' Compensation

Workers’ compensation law can be confusing and complicated. This guide outlines what you need to know to buy work comp insurance.

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