Get a Quote

Arkansas Workers' Compensation Insurance

Learn everything you need to know about worker's compensation insurance in Arkansas.

Need coverage now? Low rates & same-day quotes available. Select your industry to get started.

Get My Quote
painter-2751665_1920
clock-regular

Lightning Fast Quotes

We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a work comp quote.

list-ol-solid

Easy Process

Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.

piggy-bank-solid

Affordable Rates

As an independent agency, we can shop around our network of carriers, and deliver the best quote to you.

check-circle-regular

Top Insurance Carriers

Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.

award-solid

Trusted by Thousands

Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.

star-regular

Made for You

It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.

What to Know

Who needs to be covered by the policy, where you can buy it and how much it will cost are all mandated or influenced by state law.

Your business must comply with the states where your employees perform work - not necessarily where the business was founded or is based. If your business operates in multiple states, or employees travel across state lines to work, you may need to modify your policy to guarantee coverage in the event of a claim.

You are required to carry workers' compensation insurance in Arkansas if:

  • You have three or more employees working in Arkansas. 
  • You’re going to work for someone else. Unless you’re an employee, you won’t be covered by their insurance policy and may need to provide proof of work comp. Are they an employee or an independent contractor? 10 ways to tell >> 

Other regulations that may affect you: 

  • Workers' compensation insurance covers wage replacement and medical bills for employees injured on the job. To protect against other injuries at your place of business, you may need general liability insurance. Learn more about general liability >>

Factors That Impact Coverage

  • You are a sole proprietor or partner: In Arkansas, you are excluded from coverage but have the option to include yourself. 
  • You are a corporate officer or member of an LLC: Arkansas includes you in coverage, but you have the option to exclude yourself.

Arkansas Key Resources

Other Tips

If you employ workers in multiple states or your employees are temporarily working out-of-state, you need to purchase insurance for all the states where your workers are located, according to each state’s laws.

Call 1-800-416-0285 and let us walk you through it.

The nature of your business, number of employees being covered and past coverage and claims are all factors in how much your premium will cost. Learn more about workers' comp insurance rates >>

Where to Get It

mouse-pointer-solid

1. Request Coverage

We've made it easy. Answer a few simple questions about your business, employees and payroll. 

file-regular

2. Review Your Quote 

Receive an online quote from one of our top-rated carriers. all rated A or higher by A.M. Best.

shopping-cart-solid

3. Purchase Your Policy

Some policies can be purchased online that same day — for near-instant coverage. 

  • Arkansas has a private market, meaning that you can purchase workers' compensation insurance from any private insurance carrier or agency that is licensed to write in that state. WorkCompOne can write workers' compensation policies in any U.S. state except those that practice state-run workers' compensation (Ohio, Washington, North Dakota and Wyoming). 
  •  If you’re still having trouble, you can contact Arkansas' assigned risk pool, which will help you find coverage.
partner-amtrust2-1
partner-cna2
partner-markel-gray
partner-hartford-gray
pie-logo-1-gray2
partner-travelers-gray

Get a Quote Today

Save Up to 20% on Your Work Comp Policy!

Get a Quote

Related Resources

workers comp insurance cost
How Much Does Workers' Compensation Insurance Cost?

Premiums vary based on business size, location, industry and claims history. Find out the average small business work comp premium and how much you might pay.

Learn More

small business workers compensation insurance
Small Business Owner Guide to Workers' Compensation

Workers’ compensation law can be confusing and complicated. This guide outlines what you need to know to buy work comp insurance.

Learn More

work comp cost calculator
Workers' Compensation Insurance Cost Calculator

How much for a small business policy? Read on for a step-by-step explanation, along with other factors at play in your final workers’ compensation quote.

Learn More

More Small Business Advice