We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a work comp quote.
Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.
As an independent agency, we can shop around our network of carriers, and deliver the best quote to you.
Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.
Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.
It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.
Unlike other small business policies, workers’ compensation is regulated at the state level, so rates and coverage requirements also differ from state to state. Almost universal, however, is that employers are legally required to carry workers’ compensation insurance that covers all employees on their payroll.
Louisiana small businesses are generally required to carry workers’ compensation insurance.
Businesses with one or more employees working in Louisiana must carry a workers’ compensation insurance policy. This includes may be full-time, part-time, seasonal workers and minors.
Some exceptions include:
An expert in workers’ compensation insurance can help you determine which employees can choose to exclude themselves, and help you comply with your state’s laws.
A Louisiana small business workers’ compensation policy will vary in cost based on payroll, industry and claims history. A work comp policy protects both employee and employer from risk when a worker is injured on the job. This means that the cost is going to be dictated by the size of your workforce and the type of work employees do.
Louisiana is one of the safest states for workers, with some of the lowest rates of workplace injuries nationwide. Still, costs remain high compared to other states and has some of the highest work comp costs per claim. Critics point to high medical costs and a complex system as possible culprits.
Rates have declined over the past decade, just not at the same rate as other states.
Contact the Louisiana Workforce Commission for information on controlling worker health and safety. Companies that participate in the commission’s educational programs may be able to reduce their workers’ compensation premiums.
We've made it easy. Answer a few simple questions about your business, employees and payroll.
Receive an online quote from one of our top-rated carriers. all rated A or higher by A.M. Best.
Some policies can be purchased online that same day — for near-instant coverage.
Louisiana has a private market. Employers can purchase workers' compensation insurance from any insurance carrier or agency that is licensed to write in that state.
If you’re still having trouble, you can contact the Louisiana Workforce Commission, which will help you find coverage.
Premiums vary based on business size, location, industry and claims history. Find out the average small business work comp premium and how much you might pay.
Workers’ compensation laws and costs are controlled at the state level. Read a few recent headlines impacting workers' comp in Louisiana.
How much for a small business policy? Read on for a step-by-step explanation, along with other factors at play in your final workers’ compensation quote.