Get work comp coverage for service businesses
We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a commercial insurance quote.
Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.
As an independent agency, we can shop around our network of carriers, and deliver the best quote to you. Bundle policies to save even more.
Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.
Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.
It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.
Running a professional and technical services business is challenging. From delivering high-quality services to ensuring client satisfaction and prioritizing the safety of your staff, there are many aspects to consider.
Our workers' compensation insurance is designed for professional and technical services businesses, addressing all your unique requirements. Accidents can occur unexpectedly, but our coverage lets you focus on what you do best—providing exceptional services to your clients. Find peace of mind knowing that your business is well-protected.
Safeguard your workplace today.
Though the professional & technical services industry is considered low risk because most jobs are office-based, certain hazards still exist. Employees in the industry may encounter:
A workers' compensation insurance policy safeguards your business and supports medical expenses and wage losses if work-related injuries or illnesses occur. It also keeps your business compliant with state workers' compensation laws.
The cost of workers’ compensation insurance for professional and technical companies is influenced by the business size, company payroll, and coverage and claims history.
The professional & technical services industry is generally considered low-risk, as most jobs are in office settings. Your insurance rates might differ depending on your company’s circumstances.
Workers' compensation premiums are calculated based on employees' specific job functions. Some employees may have distinct roles, while others may carry multiple responsibilities. These roles are classified using work class codes.
Note: If your professional services company works with subcontractors, ensure they have their own workers' compensation insurance or are covered under your policy to maintain compliance.
For professional service businesses, having workers' compensation insurance is often a requirement according to state law. Failing to have this insurance can result in substantial fines and penalties. If your business operates in multiple states or your employees work temporarily out-of-state, you may need to obtain insurance for all the states where your employees are located, according to each state's laws.
Follow this step-by-step guide to obtain a tailored workers' compensation insurance quote for your professional and technical services business:
Workers' compensation insurance provides crucial wage replacement and medical benefits to your employees in case of work-related injuries or accidents, i.e. workers’ compensation claims. Given the nature of the professional and technical services industry, where employees may face risks related to their specialized tasks, having comprehensive workers' compensation coverage is vital.
Before contacting insurance agencies, take some time to assess your professional and technical services business's specific requirements.
Compiling this information will help the insurance agency provide an accurate and tailored quote for your business.
Each state has workers' compensation insurance regulations. It's crucial to familiarize yourself with your state's specific requirements and any exceptions that may apply to your professional and technical services business.
Remember that if your business operates in multiple states or your employees work temporarily out-of-state, you must purchase insurance for all locations according to each state's laws.
Now it's time to contact insurance agencies. Consider working with an independent insurance agency that can explore multiple options and find the best quote for your professional and technical services business.
Provide the agency with the detailed information you've gathered, including:
Once you receive quotes from different insurance carriers, compare them to make an informed decision. While cost is essential, don't overlook other crucial factors such as the extent of coverage, customer service, and the claims process.
After a careful comparison, choose the workers' compensation insurance policy that offers comprehensive coverage at a fair price. Remember, obtaining workers' compensation insurance goes beyond fulfilling a legal obligation; it shows your employees that you value their well-being and are committed to their safety.
Where small businesses buy workers' compensation insurance. WorkCompOne is an online digital insurance agency that’s changing workers’ compensation insurance. By bringing together best practices in technology and insurance, we’ve built a simple, new way for businesses to secure workers’ compensation insurance online.
Founded in 2012, WorkCompOne offers coverage to small businesses nationwide through its easy online platform and partnership with leading national carriers. WorkCompOne is part of Custom Commercial Insurance Solutions.
About Custom Commercial Insurance Solutions
Custom Commercial Insurance Solutions, formerly IDoComp.com, is a digital-first independent insurance agency focused on improving direct-to-consumer commercial insurance. Incorporating innovative technology and insurance products, CCiS offers coverage to businesses of all sizes through its easy online platform, best-in-class customer service, and partnerships with leading carriers.
Privacy Policy | Refund Policy | Terms of Use
© 2022 Custom Commercial Insurance Solutions, LLC. (“CCIS”) ALL RIGHTS RESERVED. (CA License #OH31762) The materials presented on this site are for general informational and educational purposes only. Any quotes or pricing information is non-binding, and the underwriting insurance company determines the policy premium following application. The policy controls the terms and conditions of any insurance issued.