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Lightning Fast Quotes

We’re available when you are – online and on your schedule. In less than 5 minutes, you could be on your way to a workers' comp quote.


Easy Process

Our proprietary online quoting tool makes it easy. Just answer a few simple questions about your business.


Affordable Rates

As an independent agency, we can shop around our network of carriers, and deliver the best quote to you. Bundle policies to save even more.


Top Insurance Carriers

Every policy backed by leading insurance carriers known for their financial strength and customer service. All our carriers have earned a rating of A or higher by A.M. Best.


Trusted by Thousands

Since 2012, WorkCompOne has helped thousands of small businesses get the coverage they need to stay in compliance and protect their employees.


Made for You

It's work comp, simplified for small business. Our online platform allows top national carriers to serve all businesses – even those with less than 10 employees.


Get the insurance you need to protect your golf course

Running a golf course is no easy feat. From turf maintenance to employees' safety, it's a lot to juggle. That's where we come in. We offer comprehensive workers' compensation insurance tailored for your unique needs. Accidents happen, but with our coverage, you can focus on what you do best—providing an exceptional golfing experience. Peace of mind is a stroke of genius. 

Protect your course, and your peace of mind, today.

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Golf Course Workers' Compensation Insurance

 Even in a serene setting like a golf course, unexpected incidents can occur. Your greenskeeper could strain a muscle moving heavy equipment, a cart driver might have an accident, or a maintenance worker could get struck by a stray golf ball. Workers' compensation insurance covers these distinct risks, handling medical costs and wage losses. It's not just about fulfilling legal requirements—it's about showing your staff that their well-being matters. 

This comprehensive insurance coverage is designed to provide financial protection and support to workers who sustain injuries on the job. In the unfortunate event that an employee is injured, workers' compensation insurance provides coverage for medical expenses, lost wages, and disability benefits.

This financial support helps injured workers access the necessary medical treatments and therapies to aid in their recovery process. Additionally, it provides a safety net by replacing lost wages during the period of recuperation, ensuring that employees can focus on their recovery without financial concerns. Furthermore, disability benefits can be provided to compensate for any long-term or permanent disabilities resulting from the job-related injury.

Workers' Compensation Insurance Costs for Golf Courses

The cost of workers' comp policies for golf courses is determined by factors such as employee payroll and the nature of the work they perform. Given the physically demanding nature of some golf course jobs, such as heavy lifting or pulling, workers in these roles face a higher risk of strains, sprains, and repetitive stress injuries.

Therefore, it is crucial for golf course owners and operators to prioritize the safety and well-being of their employees by providing them with comprehensive workers' compensation coverage.

Workers' Comp Insurance Is a Legal Requirement for Golf Course Owners

It's important to note that workers' compensation insurance is not just a smart choice; it is also a legal requirement in nearly all U.S. states. Failing to have this coverage in place can lead to severe consequences, including hefty fines and penalties. By ensuring that workers' compensation insurance is in effect, golf course owners demonstrate their commitment to the welfare of their employees.

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Save Up to 20% on Your Workers' Compensation Insurance!

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How to Get a Workers' Compensation Insurance Quote for Your Golf Course

If you're running a golf course, you understand how different it is from most businesses. It's not just about the golf carts and putting greens; it's about the groundskeepers, maintenance workers, and staff that keep your place running smoothly. And just like any other business, you need to ensure you've got them covered with workers' compensation insurance.

But how do you get a quote tailored for your unique needs? Let's dive into this process together.

Step 1: Understand Workers' Compensation Insurance

First off, let's revisit workers' compensation insurance. Essentially, it's insurance that provides wage replacement and medical benefits to your employees should they get injured on the job, i.e. workers' compensation claims. As a trade-off, the employees give up their right to sue for negligence.

This coverage is essential for any business, including golf courses, where unique risks like muscle strains from heavy lifting, accidents with golf carts or injuries from stray golf balls can occur.

Step 2: Get to Know Your Business Requirements

Before you approach insurance agencies for a quote, it's crucial to understand your golf course's specific needs.

  • How many employees do you have? What's your payroll? 
  • What are the common risks your employees face?
  • Do certain roles have specific risk profiles, such as groundskeepers who handle heavy machinery or cart attendants who drive around the course?
Compile a list of these roles and the associated risks. This will help the insurance agency provide a more accurate quote tailored to your needs.

Step 3: Understand Your State’s Laws

Workers' compensation insurance requirements are different in each U.S. state. Some mandate coverage even if you only have one employee, while others may allow you to opt-out if you have fewer than a certain number of employees. Check your local laws to understand the minimum coverage you need, any exceptions, and the penalties for non-compliance.

Step 4: Reach Out to Insurance Agencies

With a clear understanding of your needs and state laws, it's time to contact insurance agencies. An independent insurance agency can shop around and get you the best quote. Provide them with the information you've gathered, including the specific roles and risks at your golf course and your state's legal requirements.

Step 5: Compare Quotes

Once you've received quotes from different insurance carriers, take the time to thoroughly compare them. While price is an important factor, it shouldn't be the only one.

Consider the extent of coverage, customer service, claim process, and any policy exclusions. Ensure the insurance policy adequately covers the specific risks associated with running a golf course.

Step 6: Choose Your Coverage

After comparing the quotes, select the policy that offers comprehensive coverage at a fair price. The agency will guide you through the process of purchasing and setting up the policy once you've made your decision.

Remember, getting workers' compensation insurance is not just about fulfilling a legal obligation. It's about showing your employees that you care about their health and well-being. It ensures that if an unexpected incident occurs, your golf course can continue to operate without the added stress of legal or financial issues.

With the right coverage, you can focus on what you do best—providing a great golfing experience. Managing a golf course can have its challenges, but with the right workers' compensation insurance, you can operate confidently, knowing that your team is protected.

About Us

Where small businesses buy workers' compensation insurance. WorkCompOne is an online digital insurance agency that’s changing workers’ compensation insurance. By bringing together best practices in technology and insurance, we’ve built a simple, new way for businesses to secure workers’ compensation insurance online.

Founded in 2012, WorkCompOne offers coverage to small businesses nationwide through its easy online platform and partnership with leading national carriers. WorkCompOne is part of Custom Commercial Insurance Solutions. 

About Custom Commercial Insurance Solutions

Custom Commercial Insurance Solutions, formerly, is a digital first independent insurance agency focused on improving direct-to-consumer commercial insurance. Bringing together innovative technology and insurance products, CCiS offers coverage to businesses of all sizes through its easy online platform, best-in-class customer service, and partnerships with leading carriers.

Need more than work comp? Get all your business needs covered with CCiS:

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