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How to Calculate Workers’ Compensation Cost Per Employee

  |   6 minute read

To estimate the workers’ compensation cost for an employee, divide payroll by 100, then multiply that number by your...

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Workers Comp Insurance Cost: How to Avoid Overpaying

  |   3 minute read

As a small business owner, workers’ compensation insurance is something you probably need. How much it will cost...

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Workers’ Compensation Insurance Rates: What They Are & How They’re Set

  |   5 minute read

Workers’ compensation rates are a key piece of how much a work comp insurance policy costs. In short, workers’ comp...

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Workers’ Compensation Insurance Rates: What They Are & How They’re Set

Bill Landess | Feb 10, 2021

Workers’ compensation rates are a key piece of how much a work comp insurance policy costs. In short, workers’ comp.

How to Calculate Workers’ Compensation Cost Per Employee

Bill Landess | Dec 9, 2020

To estimate the workers’ compensation cost for an employee, divide payroll by 100, then multiply that number by your.

Employee or Independent Contractor? 10 Ways to Tell

Bill Landess | Oct 27, 2020

It’s important to know someone you’re hiring would be considered an employee or an independent contractor. This.

Workers' Compensation Insurance Cost Calculator: How Much for a Small Business Policy?

Bill Landess | Sep 24, 2020

To estimate your workers’ compensation cost, divide total payroll by 100, then multiply that number by your workers’.

Which Employees Legally Need to be Covered by a Workers' Comp Policy?

Bill Landess | Sep 14, 2020

As a small business owner, you may have employees coming and going. With each new hire, it’s important to keep your.

How Much Does Workers' Comp Insurance Cost in New York?

Bill Landess | Aug 31, 2020

Workers’ compensation New York state holds high standards for its employers. All for-profit businesses in the state.

Workers Comp Insurance Cost: How to Avoid Overpaying

Bill Landess | Aug 24, 2020

As a small business owner, workers’ compensation insurance is something you probably need. How much it will cost.

How to Calculate Payroll to Find Your Workers’ Compensation Cost

Bill Landess | Aug 20, 2020

How much does workers’ compensation insurance really cost?

Workers’ Comp Limits, Explained (& How to Choose What's Best for You)

Bill Landess | Aug 3, 2020

What are the limits on a typical small business workers’ compensation policy?

A. $100,000B. $500,000C. $1 millionD..

What Are the Workers' Compensation Laws in My State?

Todd Smith | Jul 27, 2020

Workers’ compensation is regulated at the state level. If you have full- or part-time employees, make sure you're.

Requirements for Starting a Business (Basics for a Lean Startup)

Todd Smith | Jul 10, 2020

Market research. Business plan. Financing. Location. Sales pitch. Branding.

There’s a lot to consider when starting.

South Carolina Workers’ Compensation: 2020 Rates & How Premiums Are Calculated

Todd Smith | Jul 6, 2020

When it comes to workers’ compensation, employers in South Carolina will find that the state has some of the highest.

How Much Does Workers' Comp Insurance Cost in Florida?

Bill Landess | Jun 30, 2020

There’s a lot to consider when buying workers’ compensation insurance in Florida, but cost is an essential piece.


Insurance Policies Small Businesses Need

Bill Landess | Jun 16, 2020

Small business insurance policies function just like your personal insurance: A business can purchase coverage to.

8 Tips for Buying Work Comp Insurance [2020 Update]

Bill Balzarini | May 28, 2020

If you have employees, you probably need a workers’ compensation policy. Nearly one in five small business owners.

5 Common Questions About Oregon Workers' Compensation, Answered

Bill Balzarini | May 7, 2020

Reducing and preventing on-the-job injuries is a priority for any small business owner. But if an injury occurs, an.

Insurance Requirements for Part-Time Employees

Bill Balzarini | Apr 21, 2020

Hiring part-time employees can be a great, cost-effective way to scale your business. But when it comes to.

Top Insurance Mistakes Small Business Owners Make

Bill Balzarini | Apr 13, 2020

Shopping for small business insurance can be tedious, time-consuming and confusing, particularly for new businesses..

Nevada Small Businesses: What You Need to Know Before You Shop Work Comp

Bill Balzarini | Apr 8, 2020

Nevada law requires all private employers with one or more employees to carry workers’ compensation insurance. But.

Workers' Compensation If You Have 5 Employees or Less, Explained

Bill Landess | Mar 31, 2020

You wear many hats as a small business owner. From sales to marketing, from finances to payroll, there’s always.

Coronavirus and Workers’ Compensation: What Employers Need to Know

Todd Smith | Mar 17, 2020

From the WorkCompOne team to yours: Our hearts go out to all those impacted by COVID-19, including those infected,.

4 Workers’ Compensation Headlines Louisiana Employers Don’t Want to Miss

Bill Landess | Mar 9, 2020

Workers’ compensation is regulated at the state level, so it’s critical for employers to stay current with local.

12 Ways to Save Money on Small Business Insurance

Bill Balzarini | Mar 4, 2020

Finding ways to efficiently run your small business while managing operational costs is enough of a balancing act –.

4 Tips for Smart Small Business Insurance Shopping

Bill Balzarini | Feb 3, 2020

Running your own business includes a host of responsibilities — You’re the HR generalist, the office manager, the.

Small Business Workers’ Compensation: An Introduction for First-Time Employers

Bill Landess | Jan 27, 2020

Your business is growing, so you hire employees to handle the increasing workload. What you don’t anticipate are all.

Workers’ Compensation Insurance in NJ: How to Get It & What It Costs

Bill Landess | Jan 20, 2020

As an employer in the state of New Jersey, there’s one thing you know about workers’ compensation insurance: you.

California Workers' Compensation: 3 News Stories Employers Should Watch

Bill Landess | Dec 16, 2019

As a small business owner in California, you have an obligation to be in compliance with the laws within your state..

8 Common Questions About Georgia Workers’ Compensation, Answered

Bill Balzarini | Dec 3, 2019

Each state requires workers’ compensation coverage in the event of injury in the workplace. Administered in Georgia.

How to Get Workers’ Compensation Insurance in Virginia: A Quick Guide for First-Time Buyers

Bill Balzarini | Nov 18, 2019

As a first-time buyer of workers’ compensation insurance in Virginia, it’s critical to have a sound understanding of.

Small Business Owners: How to Get Workers’ Compensation Insurance in Arizona

Bill Balzarini | Oct 28, 2019

Of all the administrative tasks and responsibilities associated with owning a small business in Arizona, workers’.

How to Get a Workers' Compensation Quote: The Step-by-Step Beginner’s Guide

Bill Balzarini | Oct 21, 2019

Your business is growing, you’re hiring or expanding your market, and you need work comp. (Congrats!)


What Illinois Small Businesses Need to Know About Workers’ Compensation Insurance

Bill Landess | Oct 15, 2019

The state of Illinois is one of the most strict in regard to the enforcement of its workers’ compensation law.


5 Workers’ Compensation Insurance Mistakes Made by Small Business Owners

Bill Landess | Oct 7, 2019

Getting hit with a work comp claim without a policy isn’t just costly—it’s illegal. Misunderstanding your state’s.

Workers' Compensation Insurance vs. General Liability: What’s the Difference?

Bill Landess | Sep 30, 2019

Does general liability insurance cover workers’ compensation? No, they are separate, but both important commercial.

How to Get Cheap Workers’ Compensation Insurance in California

Bill Landess | Sep 20, 2019

California has some of the highest workers’ compensation rates in the country, second only to New York. The state’s.

Pennsylvania Employers: What You Need to Know About Workers' Compensation Insurance

Bill Balzarini | Sep 16, 2019

Pennsylvania employers with at least one employee, full or part-time, are required to have workers’ compensation.

20+ Expert Resources to Help You Figure Out Workers' Compensation Fast

Todd Smith | Sep 9, 2019

Does my small business need workers’ compensation insurance? How do I buy it? How much should it cost?


How to Decide Which Small Business Insurance Policies to Buy

Bill Landess | Aug 26, 2019

Starting and running a business is every bit as exciting and stressful as it sounds. While there’s a lot on your.

Small Business Insurance: How to Decide How Much Coverage You Need

Bill Landess | Aug 19, 2019

In addition to all the day-to-day tasks required to run your small business, you’re also responsible for ensuring.

8 Small Business Insurance Questions We Get Asked All the Time (& Their Answers)

Bill Landess | Aug 12, 2019

Insurance companies haven’t always been known for their simplicity. We know – we’ve heard the frustrations of.

The Absolute Beginner’s Guide to Workers’ Compensation

Bill Balzarini | Jul 29, 2019

Even with the most stringent safety procedures and thoroughly trained employees, workplace accidents happen. So what.

Are You Focusing on the Urgent, or the Important? Productivity Tips for Small Business Owners

Todd Smith | Jul 1, 2019

Small business owners and entrepreneurs wear many hats. The differing responsibilities can feel overwhelming when.

Your Most-Asked Questions About Workers’ Compensation, Answered [FAQs]

Bill Landess | Jun 10, 2019

Approximately 1 in 5 small business owners is legally required to carry workers’ compensation insurance. Despite.

Workers’ Compensation Insurance & the Gig Economy

Todd Smith | Jun 3, 2019

Web and app based businesses have given rise to a new and rapidly growing workforce: gig economy workers. In fact,.

Doubling Your Business: 5 Tips for Hiring Your First Employee

Todd Smith | May 13, 2019

Bringing the first employee into your business can be an exciting and anxious time. Your business is growing, which.

What Type Of Business Entity Is Best For You

Guest Author | May 6, 2019

Having a strong foundation is crucial for just about everything you do.

4 Hidden Risks Retail Businesses Face

Bill Landess | Apr 8, 2019

“Consumers Set New Record for Black Friday Shopping”

How to Start a Small Business: A Step-by-Step Plan for Entrepreneurs

Todd Smith | Mar 25, 2019

The U.S. alone has 30.2 million small businesses in operation—and more opening their doors every day. Whether a.

6 Safety Tips for Restaurant Owners to Avoid Kitchen Staff Disasters

Bill Landess | Mar 11, 2019

“Being a chef is a lot like being an air-traffic controller: you are constantly dealing with the threat of disaster.

The Motivations Behind the Gig Economy: How 8,000 Workers Responded [Infographic]

Guest Author | Mar 4, 2019

We all know what a gig is — it’s a temporary job, appointment, or engagement of some sort. But gig has gotten wider.

7 Tips for Starting a Small Business: Advice from Entrepreneurs

Bill Balzarini | Feb 4, 2019

There’s a saying in several cultures that it is smart to learn from your own mistakes, and wise to learn from.

Is Workers' Compensation Required for Sole Proprietors?

Bill Landess | May 4, 2018

Sole proprietors have the benefit of being lean and agile. Operating with minimal overhead, freelancers cut out the.

What Does “Referred to Underwriting” Mean?

Bill Balzarini | Oct 21, 2017

You’re looking to get a workers' comp quote for your small business, and you receive a message that your case is.

What Do I Do if My Quote Is Denied?

Bill Balzarini | Oct 21, 2017

When it comes to workers’ comp insurance, insurance carriers evaluate your business based on the jobs performed, or.

5 Tips for Construction Site Safety Management

Bill Balzarini | Oct 9, 2017

Construction sites carry their fair share of hazards, but there are a number of steps you can take to make sure your.

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